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Best Extended Car Warranty
Extended Car Warranties and How They Work
The process of the ECW (extended car warranty) is straightforward although there can be some slight variations from company to company. When there is a repair that needs to be done, the extended warranty holder (vehicle owner) takes their vehicle to whatever repair facility they choose, if it is ASE certified. The repair facility contacts the contract administrator to report that a claim needs to be made BEFORE repairs are made. Once the plan administrator verifies that the contract is current and up to date and that the needed repairs are covered under the plan, the repairs can be made and the contract administrator pays the repair facility.
You will be responsible for paying any deductible that is required for your plan. Most plans have a standard $100 deductible but some offer $50 and $0, so if you do own one you will need to pay it, possibly before the repair bill will be paid by the contract administrator.
Mistakes that can cause your claim to not be paid are taking it to an unlicensed repair facility, having repairs done BEFORE the claims administrator is called an authorization is obtained, falling behind on your contract payments, and not following the terms of the contract in other ways such as not keeping up with maintenance requirements on the covered vehicle.
Extended Car Warranty Reviews
Carchex Review
- 7 Year Coverage Plans
- Vehicles up to 150,000 miles
- Bumper to Bumper Plans Available
- 24/7 Roadside Assistance
- A+ BBB Rating
- BBB Accreditation
Auto Warranty of America
- Unlimited Repairs
- Vehicles up to 150,000 miles
- Bumper to Bumper Plans Available
- Choose Your Own Repair Facility
- A+ BBB Rating
- BBB Accreditation
Complete Car WARRANTY
- Unlimited Repairs
- Vehicles up to 150,000 miles
- Bumper to Bumper Plans Available
- Choose Your Own Repair Facility
- A+ BBB Rating
- BBB Accreditation
Endurance Review
- Vehicles up to 160,000 miles
- Bumper to Bumper Plans Available
- Over 350,0000 Certified Mechanics
- A+ BBB Rating, Accreditation
- 24-Hour Roadside Assistance
- 30-Day Money Back Guarantee
AutoPom! Review
- Accredited A+ BBB Rating
- 5-Star "Excellent" TrustPilot Rating
- Any Mileage, 2004 or Newer
- Basic to Full Coverage Plans Available
- 30 Day Money-Back Guarantee
- Available in Most States Nationwide
- California Licensed Agency
How We Rank the Top Extended Warranty for Cars Companies
Qualified Vehicles
Companies that offer long-term protection are the best. You want to select a company that will cover vehicles for an extended amount of years and a high mileage.
Repair Facilities
The best-extended car warranty is one that you can use at virtually any repair facility. Our top-ranked companies either have tens of thousands of repair facilities or you can choose your own.
Plan Specifics
Once you pre-qualify you need to consider how payments are made. Look for companies where an up-front payment is not required. Typically, companies will offer a monthly payment plan. You also want to look at how much the deductible is when filing a claim.
Coverage
Coverage should range to major repairs such as the drive train to complete bumper to bumper coverage.
Support and Service
You want to select a company that provides support when you need it most, in the event of an emergency. Your extended car warranty company should offer 24/7 support.
Extended Car Warranty for Used Cars
When you buy a new vehicle, it will come with a warranty that will cover certain things that may malfunction or break on the vehicle within a specified amount of time. Most normal warranties are 3 years/36,000 miles. An Extended Car Warranty or vehicle service contract as they are sometimes called, are purchased by many vehicle owners to either extend the manufacturer’s warranty once it runs out or to cover an existing car they have that they would like to get covered. It offers a lot of peace of mind for the vehicle owner in the event of a breakdown or malfunction in the car.
There are many things you need to know about extended car warranties to ensure that you choose not only the best plan but the best company to purchase that plan from. There are many companies that offer extended car warranties and it can get a little overwhelming to sort through them all, along with all the plans to figure out which is the best value for the money that really offers you protection.
How Extended Car Warranties Work
When a vehicle owner has an extended car warranty, the car is covered when mechanical failure occurs or a malfunction of some kind happens. Certain coverage plans cover specific things, so it is very important that the vehicle owner knows exactly what is covered and what is not to avoid any problems when repairs need to be made.
Know your Extended Warranty Policy
One of the most important steps of the process for buying an extended car warranty and really making it work for you is to understand exactly what type of coverage you are getting. Most regular warranties and extended car warranties don’t cover repairs that are needed due to accidents, so the vehicle owner needs to understand the ins and outs of the coverage plan that is chosen so there are no disappoints later when repairs are needed.